Tips for Requesting Car Insurance Quotes
Before you sign an auto insurance policy, comparison shop as extensively as you can. Get car insurance quotes from as many agents as possible. What you discover may surprise you. One researcher found that identical insurance policies for the same car in the same location varied by more than $800 per year. Thats more money than most people can afford to waste. While getting insurance quotes may take some time to do correctly because of the amount of information to be given to each agent, the money you will save will be more than worth it.
Follow these tips to make getting car insurance quotes as quick and efficient as possible:
* Before you start requesting quotes, find your current insurance policy and car registration, and make up a "cheat sheet" of all the information the insurance agents will ask you. Consider opening a new email account just for receiving quotes, too. Agencies are generally ethical about using your personal information, but youll want the protection in case you query an unethical agency that sells mailing lists.
* Save time by using online comparison sites to get several car insurance quotes at once.
* Insurance agents frequently work for a local agency, but subcontract their work through a larger agency with a different name. For instance, Big City Insurance may be a branch of National Insurance Company. Ask which company each agent represents so you dont query the same company more than once and so you request quotes from as wide a variety of agencies as possible.
* When you get your initial car insurance quotes, give each agent the exact same information. You need to be able to compare apples to apples; quotes for different sets of information are like comparing apples to oranges.
* Be assertive in finding out which discounts you qualify for. Some insurance companies offer discounts that, once added up, can take 30 percent or more off the cost of your car insurance. Agents will not necessarily tell you about the available discounts unless you ask, so be sure to ask. Do research online beforehand to know what discounts are usually available in your area, and check the agencys Web site to see which discounts they advertise.
Be willing to put a little time into asking for quotes. Getting car insurance quotes back can take a day or two, and weighing the different policies you are offered can take a little more time. Dont rush it. If you spend the time and a little effort, you may be able to find insurance that costs significantly less than your current policy, saving you valuable money. Happy savings! Reference Car insurance -- Affordable car insurance -- Auto insurance -- Auto insurance quotes --
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More references on car insurance quotes, visit insurancetree.com/auto-insurance.
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