The Importance of Medical Treatment in a Social Security Disability Claim
Obtaining Social Security disability benefits for a person under the age of 50 is not impossible, but it is much more difficult then it would be for someone over 50, who is considered an older individual. For those that are younger than 50, obtaining disability benefits is dependant on their ability to prove that there is no work they are currently able to do. For an older individual, they typically only have to prove that they can no longer do the work that they did in the past 15 years. If you do not have medical insurance, Social Security will send you to their doctors. These Social Security doctors are not actually there to treat you, but to examine your case impartially and methodically. The best way to prove your case is to get treatment with your own doctors. These are physicians with real knowledge of your case and experience with your disability.
If, however, you have no access to medical insurance, you have two different options for obtaining care. Your local county clinic and vocational rehabilitation. County clinics exist to provide care to those without medical insurance. When you first contact these clinics you should not immediately tell them of your medical problems. Why? Because underfunded county clinics often turn away those with complex medical problems, insisting that they do not have enough money to treat you. They may decide to turn you away before you even get to see a doctor. You just simply them that you do not have medical insurance and you need a primary doctor. Do not give any details. Then, when you get in to see the doctor, you can provide details about your condition and concerns. Often (though not always), once you get in to see a doctor, the county clinic will send you to any necessary specialists and agree to pay.
Your other medical care option, the Vocational Rehabilitation Program, is paid for by the state and works to train people for a vocation or career. But before they send you to work, they will look at your existing medical records from previous medical providers and they will also send you to their doctors. They will pay for doctor visits, medications, tests and even surgeries and/or procedures, if warranted. When all this is finished, they will then decide whether or not they believe you can go to work. If they feel you cannot work due to your severe limitations, they will issue a decision stating so and refer you to apply for disability benefits through SS. This can help your claim, because the experts in the field of getting you back to work say you cannot. And as a "bonus," you have also received the treatments and medicines you needed without having to pay a penny. On the other hand if they believe that you can work then they will train you and help you find a job. In this case, the medical records, etc., you obtained can still be used to prove your Social Security disability claim.
Once again, without medical treatment, especially for younger individuals, it is almost impossible to get Social Security Disability Benefits. Because of this, if you are looking to apply for Social Security disability, it is important to start the process by seeking medical treatment for your condition immediately.
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